Yield, Returns, Lending & Borrowing
Can an LLC or trust participate in airdrops or staking without tax implications if I use a multisig wallet where I lack full dominion/control?
Last Updated: January 22, 2026Multisig Wallets and Crypto Tax: Why Key Structure Doesn’t Shield LLCs or Trusts from Airdrop and Staking Income The idea surfaces regularly in crypto tax planning discussions: set up an LLC or trust, use a multisig wallet where you don’t...
How do I cover interest payments on a crypto-backed loan?
Last Updated: January 22, 2026Covering Interest Payments on Crypto-Backed Loans: Cash Flow Strategies That Protect Your Position The worst answer to paying interest on a crypto loan is selling the crypto you pledged as collateral. That defeats the entire purpose of borrowing against assets...
What is a responsible loan-to-value (LTV) ratio for borrowing against my crypto, and what risks should I consider given asset volatility?
Last Updated: January 23, 2026Responsible LTV Ratios for Crypto Collateral: Why Conservative Borrowing Beats Maximum Leverage Platforms advertise loan-to-value ratios up to 90%. That number sells loans but destroys positions. The question isn’t what maximum LTV a lender will give you. The question is...
How do I borrow against my crypto as collateral without selling it, what are the steps, and what risks should I watch for?
Last Updated: January 23, 2026Borrowing Against Crypto Without Selling: Process, Steps, and Risk Management You need liquidity but don’t want to sell your Bitcoin, Ethereum, or XRP. Selling triggers capital gains tax and forces you out of your position right when you might need...
What counterparty risks exist with DeFi protocols like Compound or centralized options like Nexo, compared to institutional custody lending?
Last Updated: January 23, 2026Counterparty Risk: DeFi Protocols vs Centralized Lenders vs Institutional Custody You want yield on your Bitcoin, Ethereum, or XRP without selling. The options split into three categories with wildly different risk profiles: DeFi protocols like Compound, centralized platforms like Nexo,...
What’s the safest way to earn yield on BTC, XRP, and ETH without selling?
Last Updated: January 23, 2026Earning Yield on Bitcoin, Ethereum, and XRP Without Selling: The Risk-Smart Approach Holding digital assets that sit idle feels wasteful when there are yield programs everywhere promising returns. The question is whether you can generate income without selling your position...
What yield can I expect from XRP in institutional custody today, and what yields might be possible after XRPL amendments pass?
Last Updated: January 25, 2026XRP Yield: Current Rates and What Changes When Native Lending Goes Live You’re holding XRP and watching it sit there doing nothing while every other asset class generates some kind of return. The question is whether you can earn yield...
What options exist for earning yield, staking, or lending my XRP and other digital assets while keeping them in custody, and what are the risks?
Last Updated: January 26, 2026Earning Yield While Preserving Wealth: What High-Net-Worth Investors Need to Know Your assets should work for you, but chasing yield can turn into a expensive hobby if you don’t understand what you’re actually signing up for. The gap between returns...